Apr 3, 2013

Truth about risks


risks are risky
Warranties
Life offers limited guarantees; the only surety is that of its end. It is the lone truth that ought to drive each one to make wiser choices and rational decisions. At the same time life itself exemplifies change, growth and revolution. Effort and endurance are options, favorable outcomes from them aren’t. All human endeavors involve risks, some more than others. The potential that an action will lead to loss, failure and damage exemplifies the urgency of making the right choice at the accurate moment in the suitable situation. Risks will always exist and the fear of diving in may be deemed sensible, however rational and sound judgment with analysis of the aftermath usually works towards near warranties.
Fear: an accelerator and a handbrake
Gavin de Becker insisted that true fear is the biggest gift of all. It is a survival signal that sounds solely in the presence of real danger. Fear directs fitting action to combat the mortal or non-human assaulter. It indeed prompts hesitation to leap into unfamiliar and unidentified situations. Factual fear is based on rational and lucid analysis while irrational fears are baseless, unreasonable and often prejudiced. Rationality is again a personal judgment; and fears can be very subjective. Often collective irrational fears get adjudged as sanity. One must always take into consideration every bit of evidence to make wise choices and lessen the risk involved.
Decision-making
While selection of an outfit, a restaurant, a house, career, job or a spouse; all seem taxing; many decisions call for even more complex adjudication processes. There is always interplay of clashes between different options and the severity of the negative outcome qualifies as a higher risk. The ideal process would be to evaluate all the outcomes, weigh the negative and positive values and assess the probabilities of each. A pilot who has to make an emergency landing or defense personnel evading a terror attack is making complex decisions. Their selection even though seemingly optimal may not be realistic enough to achieve; and while realistic, they still don't assure optimal outcomes.
Mathematics of probability
Probability is defined by the certainty of outcomes. When a child studies, he has higher chances of passing an exam and if one prepares for that interview there is greater probability of bagging that job. If there were only one lone opportunity, one would take smaller risks and toil harder to assure a favorable outcome (passing the exam or the job interview for instance). If there are several chances with little to lose, one raises the bet and magnifies the positives while minimizing the risk.
Myopic thinking
If you stand atop a multistoried building and fail to see the depth before you and jump, your chances of survival are near zero. Failure to see beyond immediate gains is classical for those who smoke, drink, gamble, trade, game and bet in excess. They take too many risks with their health, finances, relationships, and above all, their character. Myopic outlook prevents one from taking heed of threats that would impact one at a later time period albeit worse so and irrevocably.
Luck
It’s not uncommon for people to believe that they can succeed in life without putting in effort; they minimize the risk of failure on baseless presumptions of luck and fortune on their side. They risk their success and respect, and lose out on opportunities for financial, interpersonal and intellectual growth.
  • Gamble involves high cost with an intended, but low chance of a big gain
  • A lottery ticket embraces quite low cost but very low chances of a big gain
  • A bank fixed deposit involves no cost but guarantees gain (smaller though)
Risk taking, risk avoiding and risk aversive personalities all co-exist, most survive and many thrive. However, there is always a choice. Do the appropriate math and make the prudent choice.

No comments:

Post a Comment